Lansing Resources
Approved Credit Counseling & Education
Debtors who file for bankruptcy must earn two (2) certificates.
A certificate of counseling within 180 days before filing bankruptcy, AND, a financial education certificate after the bankruptcy petition is filed.
The bankruptcy court / trustee MUST receive your certificates as proof of completion before your debts will be discharged. If you fail to complete counseling, your bankruptcy will be DISMISSED and you will have wasted the filing fee.
Your counseling can be conducted online, over the phone, or at a counseling center. You may use the recommended online counseling agent below:
“Before Bankruptcy”
Counseling (20 minutes)
Pay by Money Order
when you mail your

“After Bankruptcy” Counseling
(Financial Education Course)
Make payment to “Williams
Law Office, PLLC” as soon
as training is complete.

OR, you may choose from the following list of approved counselors,

Federal Bankruptcy Courts in Michigan

Bankruptcy Court Locations

Bay City
111 First Street
Bay City, Michigan 48708
Alcona, Alpena, Arenac, Bay, Cheboygan, Clare,
Crawford, Gladwin, Gratiot, Huron, Iosco, Isabella,
Midland, Montmorency, Ogemaw, Oscoda,

211 West Fort Street
Detroit, Michigan 48226
Jackson, Lenawee, Macomb, Monroe, Oakland,
St. Clair, Sanilac, Washtenaw, and Wayne

226 West Second Street
Flint, Michigan 48502
Genesee, Lapeer, Livingston, and Shiawassee

Bankruptcy Court Locations

Grand Rapids
U.S. Bankruptcy Court, WDMI One Division Avenue, NW Room # 200 Grand Rapids, MI 49503
Barry, Ionia, Kent, Mecosta, Montcalm,
Muskegon, Newaygo, Oceana, Ottawa.

U.S. Courthouse & Federal Building 410 West Michigan Room 114 Kalamazoo, MI 49007
Allegan, Berrien, Branch, St. Joseph, Van Burien,
Hillsdale, Cass, Calhoun, Kalamazoo

U.S. Post Office & Federal Courthouse 315 West Allegan Street, Room 101 Lansing, MI 48933
Clinton, Eaton, Ingham

Traverse City
Logan Place West 3249 Racquet Club Drive
Traverse City, MI 49684
Antrim, Benzie, Charlevoix, Emmet, Lake, Kalkaska, Leelanau, Grand Traverse, Manistee, Mason, Missaukee, Osceola, Wexford

Post Office and Federal Courthouse 202 West Washington Street, 3rd Floor Marquette, MI 49855
All counties located in the Upper Peninsula of